The night Holly McAdams took her daughter and fled her home in Ohio, it cost her a house to live in. After years of forfeiting her own pain medication to her pill-addicted husband, it cost her own health. When she reported her violent husband and neighbors to the state police, it cost her safety. Because she had been without a car for many years, her newly-acquired Chevy Malibu cost one of the highest interest rates on the market for car insurance. When she landed in Somerset, Kentucky, it eventually cost her marriage. And when she took out a $1,000 loan from Castle Payday, it cost $8,640 in interest payments — an interest rate of 864 percent.